Many people have some debt or worry about money at some time during their lives and may need help to deal with it.

If you are struggling with money or worried about debt, it's important to deal with the problem straight away, the longer you ignore it, the worse the situation becomes.

There are a number of different ways to deal with money problems. You may not be receiving all the money you're entitled to, you could make savings on your utility bills or you need help organising your finances more efficiently.

The organisations below offer free advice and assistance in dealing with money and debts:

You can also access your credit report for £2.

Energy and utilities
Other help and advice