Wherever possible, care and support will enable you to continue living independently in your own home. However, if you're finding it difficult to live in your own home you may choose to move into a care home.
Some people enter a care home, often at a time of crisis, because they are not aware of the care and support available in the community. You are advised to seek information about all of the options available to you when you are planning your care.
If you have high needs and your condition is complex and perhaps fluctuating, it may be that residential or nursing home care is the right option for you. Admission to a care home can be for a short-stay following a period in hospital, to provide a short break or on a permanent basis.
If you need to stay in a residential or nursing home it is important to make sure this is the right choice for you and you understand how much the care home may cost for the length of your stay. If you are paying the care home fees from your own savings/capital, you are strongly advised to seek the help of an independent financial adviser specialising in long term care. The Society of Later Life Advisors Opens in a new window (SOLLA) registers locally-based Independent Financial Advisers in our area.
Getting financial help
If you move to live permanently in a residential or nursing home, you will not be eligible to receive a service paid for by us if you:
- Have savings or investments above the national threshold (this is set by central government with details on the www.gov.uk website) or if you have enough income (including earnings from paid employment) to pay for your own care; and
- Are able to arrange the care for yourself, or there is someone who is willing and able to do this for you.
Visit the paying for your care page for more information on financial assessments.
Residential homes offer accommodation and personal care for people who may not be able to live independently.
Nursing homes offer accommodation and personal care for people who may not be able to live independently, with the addition of 24 hour medical care from a qualified nurse.
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